MMG Weekly 12/01/14

Guy R. Vetrano NMLS# 183357
Certified Mortgage Planning Specialist
Sun West Mortgage USA, Inc. (FN) NMLS#359295
Phone: 866-924-4616
Mobile: 602-692-7196
License: 866-586-0980
Guy.Vetrano@swmc.com
guyvetrano.sunwestmortgage.com
Thanksgiving Holiday  
I sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. Your next full issue will arrive “hot off the press” next week.

In honor of Thanksgiving, please enjoy the useful information below and share it with anyone who may benefit.

The MORTGAGE MARKET GUIDE WEEKLY is the industry’s leading publication of this type, and I’m pleased to provide this valuable resource to you. If you feel that any of your colleagues or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know, and I will be happy to add them free of charge.

The Mortgage Market Guide View…  
5 Easy Ways to Give Thanks All Year

Thanksgiving may be the holiday of gratitude, but the rest of the year is also ripe with opportunities to express appreciation for clients and colleagues. Here are five easy ways to give thanks all year.

Talk the talk. Simply saying “thank you” or “I appreciate you” is valuable. Mention that you are grateful for something specific rather than “thanks for all that you do.” You might say thanks to a colleague for having a positive attitude, even during hectic times. Also, say thanks to individuals who inquire about your business, even if you don’t earn their business. This shows your commitment to service.

Put it in writing, literally. It may be easy to fire off a quick email, but handwritten notes say you took the time to make it personal. That little extra effort leaves a big impression.

Be there. If your clients and referral partners have events throughout the year, make an appearance to show your support.

Ask for and appreciate feedback. Invite clients to complete an evaluation or just ask them for feedback—and be sure to thank them for their suggestions. This demonstrates you value their opinion and that you have a commitment to continuous improvement.

Pass along interesting articles. Sharing content in email or on social media illustrates that your service and care extend beyond a particular transaction. This article, for example, may be of interest to your team, clients and colleagues, so as always feel free to pass it along.

Sources: lexisnexis.com; smallbusinessbranding.com, usnews.com

Economic Calendar for the Week of December 1 – December 5

Date
ET
Economic Report
For
Estimate
Actual
Prior
Impact
Mon. December 01
10:00
ISM Index
Nov
NA
59.0
HIGH
Wed. December 03
08:15
ADP National Employment Report
Nov
NA
230K
HIGH
Wed. December 03
08:30
Productivity
Q3
NA
2.0%
Moderate
Wed. December 03
10:00
ISM Services Index
Nov
NA
57.1
Moderate
Wed. December 03
02:00
Beige Book
Dec
NA
NA
Moderate
Thu. December 04
08:30
Jobless Claims (Initial)
11/29
NA
313K
Moderate
Fri. December 05
08:30
Non-farm Payrolls
Nov
NA
214K
HIGH
Fri. December 05
08:30
Unemployment Rate
Nov
NA
5.8%
HIGH
Fri. December 05
08:30
Hourly Earnings
Nov
NA
0.1%
HIGH
Fri. December 05
08:30
Average Work Week
Nov
NA
34.6
HIGH

All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. The content in this flyer is for informational purposes only and not meant for legal, tax, or professional accounting advice. Sun West Mortgage Company, Inc. (NMLS ID 3277) in Arizona is licensed as Sun West Mortgage USA, Inc. (FN) and holds a Mortgage Banker License (#0909624), a Mortgage Banker Branch License %u2013 Other Trade Name #1 (#0116436) and for the Scottsdale, AZ Branch Office (NMLS ID 359295), a Mortgage Banker Branch License (#0118060) for the Tempe, AZ Branch Office (NMLS ID 981806), a Mortgage Banker Branch License (#0119120) for the Tacoma, WA Branch Office (NMLS ID 1153767) and a Mortgage Banker Branch License (#0118641) for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the Arizona Department of Financial Institutions, Phone: (602) 771-2800. Please refer to www.swmc.com and www.nmlsconsumeraccess.org to see where Sun West Mortgage Company, Inc. (NMLS 3277) is a licensed lender and servicer. In all jurisdictions, the principal (Main) licensed location of Sun West Mortgage Company, Inc. is 18000 Studebaker Road, Suite 100 in Cerritos, CA 90703, Phone: (800) 453-7884.